The necessity of building insurance there is now a plethora of contingencies against which one can insure. The need is not always directly apparent, and in some cases, this is also not given. Building insurance can say but clearly and rigorously, that this is a compelling need for all homeowners is. The building insurance insures the damage to a residential or commercial property with regard to the building structure and not in regard to the establishment. Home insurance is responsible for this. However, it is a fact that just the damage to the buildings cause immense costs, whose regulation you can pay out of Pocket not easily. The roof is damaged in a storm, so several thousand euros must be paid for this purpose, even a complete demolition of the House of distress can be a fire. As a result by itself, that you need an insurance against such claims and this offers now only in the form of the buildings insurance.

Usually insurance the insurance of damage caused by unforeseen disasters is the building, as they represent a fire or a storm. Also hail damage or water drops that often the House with large and expensive equipment entail a complete drying, be taken into account in building insurance. In addition you still risk starting from further natural disasters, such as earthquakes or avalanches, hedge can all claims, whose regulation result in considerable costs. For the home owner the importance of building should opens before these backgrounds self insurance. But not only this, but also the lender for the House has a legitimate interest in the insurance of the building. Significant damage is at the House by one of the insured conditions and there is no insurance, so the regulation on their own can the owner in the Result in insolvency. Or but the House is completely uninhabitable, so the credit continues to run, while no equivalent as security is more available. Therefore insist all banks with lending on the proof of the existence of a valid and regularly paid insurance building.